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40 Cumberland Circle

Denison, TX 75021

$364,500

3 bd · 2.5 ba · 1,909 sq ft · 2.14 ac

Bedrooms3
Bathrooms2.5
Living area1,909 sq ft
Lot size2.14 acres
Year built1985
Stories1
Garage2 cars
TypeSingle-family

What it costs to own

Taxes$5,372 per year
MUDNone listed
HOANone listed
Price per sq ft$191 per sq ft

Taxes shown reflect the current owner's exemptions and may change after purchase.

About this home

Motivated Seller! NO CITY TAXES & NO HOA! Escape to this rare, 2.14-acre country home, in Cross Timbers Estates, just east of Denison, Tx, off Hwy 69. Positioned on a spacious corner lot with mature shade trees, this 1985 home is perfect for small acreage living. Step out onto the massive, covered back deck to experience total serenity—the home’s layout helps to add privacy from the street and side neighbors, leaving you with peaceful views of your backyard and the remainder of the 2.14 acres. Inside, enjoy a move in ready, 3, possibly 4 bedroom, 2.5-bathroom floor plan featuring fresh interior paint, modernized lighting, an attached garage, and a cozy wood fireplace. This property has a detached workshop with a concrete floor, electricity, and possibly water—plus a separate covered RV parking bay and an additional storage unit. Perfect for hobbyists, contractors, or Lake Texoma boat owners looking for freedom from city restrictions and high storage fees. Properties offering this blend of acreage, utility, and monthly tax savings since outside the city limits are incredibly rare at this price point. Recent appraisal places value slightly above list price. Newly added Seller Concession of $7,000.00 toward updating the AC Unit, which still works, but is an older unit. New updated survey. Schedule your tour today and experience the privacy for yourself! All information deemed correct and accurate, however buyer and buyer’s agent to verify all information.

The details

HeatingFireplace(s), Propane
CoolingCeiling Fan(s), Central Air, Electric
FlooringLaminate
AppliancesDishwasher, Dryer, Gas Range, Plumbed For Gas in Kitchen, Refrigerator, Washer
Interior featuresCable TV Available, Eat-in Kitchen, High Speed Internet Available, Paneling
Bathrooms2 full · 1 half
Fireplace1 · Brick, Family Room, Wood Burning

Construction materialsBrick
RoofComposition
FoundationSlab

Lot featuresAcreage
FencingBack Yard, Chain Link
Water sourceWell
SewerAerobic Septic
ElectricElectricity Connected
UtilitiesCable Available, Phone Available, Propane

SubdivisionCross Timber Estates

ElementaryLamar
Middle schoolHenry Scott
High schoolDenison
DistrictDenison ISD

MLS #21059924
Source
Price changeReduced by $4,500 · Sep 28, 2026
On the market381 days
CountyGrayson

Around this home

One moment…

Everyday life

Nearest groceryAlbertsons · 3.8 mi
Nearest parkEisenhower Brithplace State Historic Site · 3.5 mi

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Listing courtesy of Ann's Realty — Dianna Whitlock.

Robert LewisStephen LewisRobert & StephenInk Realty Group

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Listing data provided by the North Texas Real Estate Information Systems (NTREIS). MLS #21059924. Information last updated September 28, 2026.

Based on information submitted to the MLS as of the date above. All data is obtained from various sources and may not have been verified by the broker or NTREIS. Supplied data is for the viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing.

Ink Realty Group is brokered by eXp Realty.

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